One Main Capital

Debt Consolidation Loans

Simplify your finances with one monthly payment

Combine multiple debts into one simple payment

Managing multiple credit card payments, medical bills, and other debts can be overwhelming. A debt consolidation loan from One Main Capital can help simplify your finances by combining all your debts into one monthly payment with a fixed rate.

Benefits of debt consolidation:

  • One simple monthly payment instead of multiple payments
  • Fixed interest rate that won't change over time
  • Clear timeline to pay off your debt
  • Potentially lower your overall interest charges
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This won't affect your credit score.

Loan Details

Loan amounts $1,500 - $20,000
Loan terms 24 - 60 months
APR range 18.00% - 35.99%
Loan types Secured & Unsecured

How debt consolidation works

1

Apply for a loan

Check for offers online, by phone, or at a branch. Get a response in minutes.

2

Pay off your debts

Use your loan to pay off credit cards, medical bills, and other debts.

3

Make one payment

Enjoy the simplicity of one fixed monthly payment until your loan is paid off.

Ready to simplify your finances?

Check for offers

This won't affect your credit score.