Home Improvement Loans

Finance your dream home projects

Make your house feel more like home

Whether you're renovating your kitchen, adding a new bathroom, or tackling major repairs, a home improvement loan from One Main Capital can help you fund your project without depleting your savings.

Popular home improvement projects:

  • 🏠 Kitchen and bathroom renovations
  • 🔧 HVAC system replacement
  • 🪟 Window and door upgrades
  • 🏗️ Room additions and basement finishing
  • 🌳 Landscaping and outdoor living spaces
Check for offers

This won't affect your credit score.

Loan Details

Loan amounts $1,500 - $20,000
Loan terms 24 - 60 months
APR range 18.00% - 35.99%
Loan types Secured & Unsecured

No equity required: Unlike a home equity loan, our personal loans don't require you to use your home as collateral.

Why choose a One Main Capital home improvement loan?

Fast funding

Get money as fast as 1 hour after loan closing

Fixed rates

Your monthly payment stays the same for the life of the loan

No prepayment penalty

Pay off your loan early without any extra fees

Ready to start your home project?

Check for offers

This won't affect your credit score.